Wednesday, 11 December 2013

Autumn Statement

Following the fallout from Thursday’s Autumn Statement, I’ll give you 2 options to ‘catch up’.
 
 
 
Secondly, invest 3 minutes to read below.
 
I’m happy with either – just make sure you know what you need to know!
 
Key Points:
 
State Pension age to increase for many (yet again).
 
UK economy to grow by 1.4% this year (double the 0.6% predicted in March) with 2.4% growth next year instead of 1.8% (luck more than judgement)
 
An extra £1 billion of cuts from the budgets of Government departments for each of the next three years (less money = poorer services).
 
Car tax discs to be scrapped and replaced by electronic vehicle excise duty system (massive investment for very little reward).
 
2014's planned 2p-a-litre fuel tax rise scrapped (political headline – why not reduce some of the taxes already levied?).
 
Borrowing falls more than forecast and employment forecasts are revised up.
 
Pensioners living abroad will have to prove they are alive (the angle was a crackdown on fraud but this was actually due to the volume of costly errors).
 
A major crackdown on tax-evasion and avoidance to recoup £9bn over five years (if the return on the investment is that good – why wait 5 years?).
 
Employer National Insurance contributions for under-21s earning less than £42,285 scrapped from April 2015 (political headline – cheap giveaway as very few under-21’s earn enough to pay National Insurance).
 
Tax breaks to encourage "fracking" for gas (political headline to suggest we are looking for alternatives).
 
A cap on total government welfare spending will start in 2015 (why wait?).
 
An extra £150m to update and build kitchens and dining rooms in English primary schools (nice headline but the reality is that works out at only £8,000 per school).
 
 
Plans for £375bn of investment in energy, transport, communications, and water projects
 
Selling off the government's 40% stake in the Eurostar rail service (farcical on many levels).
 
In summary, little to cheer and much to consider.
 
Has it ever been otherwise?
 

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